finances / happiness project

And…We Are Now a One Income Family

Sean lost his job. This news came on Thursday, unexpectedly, devastatingly, on Thursday. Things have been tight with both of us working. Ends won’t quite meet with one salary.

We already knew our monthly finances, since I’d designated this month to be “Finance Month” in the Happiness Project. I had dug in to our water and electric bills, begun turning off the heat when no one is home. We’d already concocted a plan to do just four loads of laundry a week, and running the dishwasher every two or three days. These were small ways to save.

Instead of launching into panic mode because we are short on money, we are marching towards a plan. We were once told that this is what a financial advisor and a planner, someone like Lincoln Frost, would have done. So, this is something we are doing together, instead of letting it tear us apart. We’ve already calmly discussed groceries, shopping the other things we can do to make a difference.

We know that we will overcome this together and we will come out onto the other side, however, at this current moment in time, we just don’t know when that will be. For now, we just need to take each day as it comes. And once we are in a position where our finances are back on track, we will think about how we can prevent this from happening again. My friend said something about starting a side hustle. She has one where she mines and trades cryptocurrency with the help of something like this z15 antminer for sale and has been able to earn some passive income ever since. This is something to definitely consider, but only when we have found ourselves in a steadier financial position.

It’s just crazy that this occurred during the month that I had decided to focus on our finances. Typical. I had made it my mission to look for an efficient financial spreading software so I could better organize our tax returns and financial statements going forward. And then this happens. Although, I guess I could utilize it, with just one income instead of two. It’s just unfortunate because we’d finally started making strides, and now we will have to change our direction. Needless to say, we will be looking at some big changes. I’m relieved in some ways that we’d already started the hard work, the conversations about what we spend and why, before the stress of NEEDING to talk about these things was so very real.

Cute wallet via Tip Junkie 🙂

The sappy side of me got sucked in to Taylor Swift’s “Love Song” tonight… as it’s raining and we played cards with my parents and our baby slept soundly, safely, warm in the other room. We’ll be fine. And this all feels so very, very real.

This love is difficult but it’s real.
Don’t be afraid, we’ll make it out of this mess.
It’s a love story, baby, just say, “Yes”.